You can open the zero balance account through the Kotak Mobile Banking app and Website with Video KYC. The account opening process is completely online. All you need is to provide an Aadhaar number and PAN to open the Kotak 811 almost instantly*. Video KYC process lets customers open full-fledged savings account without any restrictions within 8 hours.
Kotak 811 is a zero balance digital account that offers an interest rate of up to 4%* p.a. on your savings. Senior citizen account holders are qualified to receive additional benefits of this zero-balance account: they can earn up to 6.5% interest per annum.
Kotak 811 offers zero balance savings account at minimal maintenance charges. No extra charges will be levied on account holders for a low balance in their account.
Receive banking advice with just a single click. Best solutions are available on the Kotak Mobile banking app to help you manage your savings & investments together.
This is a feature that saves a lot of time and expense. Kotak Mobile 811 banking app allows you to transfer funds from the comfort of anywhere. You need not always worry about carrying your debit card everywhere with you, as this virtual debit card comes with your mobile and is always available to help you. Transferring money is now easier, faster, and safer.
Exclusive offers on 811’s in-app Kaymall helps you shop in the comforts of your home. Kotak 811 also provides the best rates for flights and hotels on Goibibo or train tickets via IRCTC. Who doesn’t enjoy towering offers, discounts and coupons, right?
You can check your bank records anytime you wish and a variety of banking services are available to you round the clock. At the same time, you can check your balance, get your e-Statement and set up a notification to keep yourself updated – all without the need to visit a branch. It’s a real time-saver.
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